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	<title>Home Property &#187; RENT</title>
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		<title>Turtle Bay Properties Cyprus Review</title>
		<link>http://www.excelsiorstreet.com/home-property-values/turtle-bay-properties-cyprus-review</link>
		<comments>http://www.excelsiorstreet.com/home-property-values/turtle-bay-properties-cyprus-review#comments</comments>
		<pubDate>Sat, 17 Apr 2010 21:46:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home property values]]></category>
		<category><![CDATA[beach]]></category>
		<category><![CDATA[Cyprus]]></category>
		<category><![CDATA[holiday]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Island]]></category>
		<category><![CDATA[kyrenia]]></category>
		<category><![CDATA[mediterranean]]></category>
		<category><![CDATA[peaceful]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[RENT]]></category>
		<category><![CDATA[sea]]></category>
		<category><![CDATA[sun]]></category>
		<category><![CDATA[turtle]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://www.excelsiorstreet.com/home-property-values/turtle-bay-properties-cyprus-review</guid>
		<description><![CDATA[Ever dreamed of owning your own property in the Mediterranean? We can make it a reality. No sales rubbish, just plain talk &#38; honesty. We will gladly endeavour to answer all your questions &#38; help you to own your very own part of this island. Call us direct: (0034) 952 853 126 www.turtlebayproperties.com
Duration : 0:5:47
[youtube [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/fuHkKUsGS08/2.jpg" align="left">Ever dreamed of owning your own property in the Mediterranean? We can make it a reality. No sales rubbish, just plain talk &amp; honesty. We will gladly endeavour to answer all your questions &amp; help you to own your very own part of this island. Call us direct: (0034) 952 853 126 www.turtlebayproperties.com</p>
<p>Duration : <b>0:5:47</b></p>
<p><span id="more-774"></span><br />[youtube fuHkKUsGS08]</p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Orlando Sales Club &#8211; Luxury Home Real Estate Winter Park, Florida</title>
		<link>http://www.excelsiorstreet.com/home-property-sales/orlando-sales-club-luxury-home-real-estate-winter-park-florida</link>
		<comments>http://www.excelsiorstreet.com/home-property-sales/orlando-sales-club-luxury-home-real-estate-winter-park-florida#comments</comments>
		<pubDate>Mon, 05 Apr 2010 18:32:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home property sales]]></category>
		<category><![CDATA[CO]]></category>
		<category><![CDATA[Colonial]]></category>
		<category><![CDATA[Consulting]]></category>
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		<category><![CDATA[florida]]></category>
		<category><![CDATA[for]]></category>
		<category><![CDATA[Gardens]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[luxury]]></category>
		<category><![CDATA[Mansion]]></category>
		<category><![CDATA[media]]></category>
		<category><![CDATA[movie]]></category>
		<category><![CDATA[Orlando]]></category>
		<category><![CDATA[Park]]></category>
		<category><![CDATA[pools]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[RENT]]></category>
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		<category><![CDATA[Winter]]></category>

		<guid isPermaLink="false">http://www.excelsiorstreet.com/home-property-sales/orlando-sales-club-luxury-home-real-estate-winter-park-florida</guid>
		<description><![CDATA[Please visit our online store for more info
http://www.DanielCoombsPA.com 
Orlando Luxury Homes, real estate property and land to purchase. Winter Park Houses Sale, Learn more please visit our website. Orlando Property Consutling Company currently offers Luxury Property Near Winter Park Home. Executive properties includes a pool side view with master whirlpool tub, granite counters in charming [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/0m__hvcIlxc/2.jpg" align="left">Please visit our online store for more info<br />
http://www.DanielCoombsPA.com </p>
<p>Orlando Luxury Homes, real estate property and land to purchase. Winter Park Houses Sale, Learn more please visit our website. Orlando Property Consutling Company currently offers Luxury Property Near Winter Park Home. Executive properties includes a pool side view with master whirlpool tub, granite counters in charming community and More&#8230; Florida Real Estate</p>
<p>Winter Park enjoys more parkspace per capita than any other city in Florida. Winter Park was founded as a resort destination by wealthy New England Industrialists before the turn of the 20th century. It is recognized as the first centrally planned community in Florida; its main street includes not only public civic buildings and retail, but also art galleries, a private liberal arts college, museums, a park, a train station, a golf course country club, a historic cemetery, and a beach and boat launch. Winter Park is celebrated for a sense of place and history, uncommon to many parts of Central Florida. Many structures are more than 100 years old. The scenic &#8220;olde Winter Park&#8221; area is punctuated by small, winding brick streets, and a canopy of old Southern Live Oak and Camphor trees, draped with Spanish Moss. The city draws thousands of visitors to annual festivals including the Bach Festival, the nationally ranked Sidewalk Art Festival, and the Winter Park Concours d&#8217;Elegance.</p>
<p>Realtor<br />
Daniel E Coombs P.A.<br />
Property Consulting Company<br />
http://www.DanielCoombsPA.com/<br />
Strategically positioned to handle the various aspects of owning investment Real Estate, including:</p>
<p>·Sales</p>
<p>·Leasing</p>
<p>·Mortgages</p>
<p>·Home Inspections</p>
<p>·Property Management</p>
<p>.Marketing and Advertising</p>
<p>.Consulting on Construction &amp; Development Projects<br />
&#8216;</p>
<p>Duration : <b>0:4:11</b></p>
<p><span id="more-716"></span><br />[youtube 0m__hvcIlxc]</p>
]]></content:encoded>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Casa Costa Rica- Costa Rica Rental Property</title>
		<link>http://www.excelsiorstreet.com/home-rental-property/casa-costa-rica-costa-rica-rental-property</link>
		<comments>http://www.excelsiorstreet.com/home-rental-property/casa-costa-rica-costa-rica-rental-property#comments</comments>
		<pubDate>Fri, 02 Apr 2010 18:17:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home rental property]]></category>
		<category><![CDATA[bedrooms]]></category>
		<category><![CDATA[Casa]]></category>
		<category><![CDATA[casita]]></category>
		<category><![CDATA[costa]]></category>
		<category><![CDATA[este]]></category>
		<category><![CDATA[esterillos]]></category>
		<category><![CDATA[hermosa]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Jaco]]></category>
		<category><![CDATA[liza]]></category>
		<category><![CDATA[price]]></category>
		<category><![CDATA[quepos]]></category>
		<category><![CDATA[rappaport]]></category>
		<category><![CDATA[RENT]]></category>
		<category><![CDATA[rental]]></category>
		<category><![CDATA[rica]]></category>
		<category><![CDATA[surfing]]></category>
		<category><![CDATA[vacation]]></category>

		<guid isPermaLink="false">http://www.excelsiorstreet.com/home-rental-property/casa-costa-rica-costa-rica-rental-property</guid>
		<description><![CDATA[Take your next vacation in Costa Rica. Casa Costa Rica is located on the quiet, local beach of Esterillos Este on the Pacific coast of Costa Rica, just 20 minutes from the tourist mecca Jaco, and just minutes from the famous Playa Hermosa. Relax Poolside while taking in the breathtaking views of the sunset. The [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/EQGHTuhYhzc/2.jpg" align="left">Take your next vacation in Costa Rica. Casa Costa Rica is located on the quiet, local beach of Esterillos Este on the Pacific coast of Costa Rica, just 20 minutes from the tourist mecca Jaco, and just minutes from the famous Playa Hermosa. Relax Poolside while taking in the breathtaking views of the sunset. The house is located just steps from the edge of the crystal clear Pacific Ocean. A family of Monkeys frequent the back yard as well as Sloths and Macaws. </p>
<p>3 bedroom 1 bathroom house with pool. You can rent 1 bedroom or all three bedrooms, prices vary.</p>
<p>*Prices are based on a per week basis</p>
<p>1 Bedroom $1200<br />
2 Bedrooms $1500<br />
3 Bedrooms $1750</p>
<p>Located in the back is a studio apartment or &#8220;Casita&#8221; which includes it&#8217;s own bathroom and full kitchen.</p>
<p>To rent the full property including the Casita $2200</p>
<p>For more details and information please contact Liza Price at (609) 203-0289 or email lizapricerappaport@gmail.com</p>
<p>Duration : <b>0:2:17</b></p>
<p><span id="more-700"></span><br />[youtube EQGHTuhYhzc]</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Orlando Rentals Club &#8211; Bella Collina Luxury Real Estate for RENT $5800</title>
		<link>http://www.excelsiorstreet.com/home-property-rentals/orlando-rentals-club-bella-collina-luxury-real-estate-for-rent-5800</link>
		<comments>http://www.excelsiorstreet.com/home-property-rentals/orlando-rentals-club-bella-collina-luxury-real-estate-for-rent-5800#comments</comments>
		<pubDate>Tue, 30 Mar 2010 21:18:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home property rentals]]></category>
		<category><![CDATA[Bella]]></category>
		<category><![CDATA[Club]]></category>
		<category><![CDATA[Collina]]></category>
		<category><![CDATA[community]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[custom]]></category>
		<category><![CDATA[Dollar]]></category>
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		<category><![CDATA[exclusive]]></category>
		<category><![CDATA[Executive]]></category>
		<category><![CDATA[FL]]></category>
		<category><![CDATA[florida]]></category>
		<category><![CDATA[for]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Lease]]></category>
		<category><![CDATA[luxury]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[Mansion]]></category>
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		<category><![CDATA[Million]]></category>
		<category><![CDATA[Montverde]]></category>
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		<category><![CDATA[pools]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[RENT]]></category>
		<category><![CDATA[Rentals]]></category>
		<category><![CDATA[rooms]]></category>
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		<guid isPermaLink="false">http://www.excelsiorstreet.com/home-property-rentals/orlando-rentals-club-bella-collina-luxury-real-estate-for-rent-5800</guid>
		<description><![CDATA[http://www.OrlandoRentalsClub.com
Bella Collina Luxury Estate Home for RENT to learn more please visit our website. Orlando Rentals Property Management Company currently offers over 70 homes for rent. Luxury Rentals Property in Golf Course community with Clubhouse Home for rent at $5800 per month. Explore the breathtaking countryside on horseback or gather to savor the culinary delight [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/qOv6CgYeIW8/2.jpg" align="left">http://www.OrlandoRentalsClub.com</p>
<p>Bella Collina Luxury Estate Home for RENT to learn more please visit our website. Orlando Rentals Property Management Company currently offers over 70 homes for rent. Luxury Rentals Property in Golf Course community with Clubhouse Home for rent at $5800 per month. Explore the breathtaking countryside on horseback or gather to savor the culinary delight of expertly prepared, eclectic and contemporary Italian dishes at the exquisite grand clubhouse. This Executive rental includes a pool side view with Master whirlpool tub, Granite Counters in a exclusive community and More&#8230; Montverde, Florida (40 minutes outside Orlando)</p>
<p>Welcome to the pinnacle of luxury living at Floridas newest private lakefront community  Bella Collina. Inspired by centurys long Tuscan lore, youll reside amongst nearly 2,000 acres of rolling hills, serene lakes, vibrant orange groves and majestic oaks just minutes from downtown Orlando and situated on Lake Apopka. Enjoy traditional valley-style golf unique to central Florida. Explore the breathtaking countryside on horseback. Or gather to savor the culinary delight of expertly prepared, eclectic and contemporary Italian dishes at the exquisite grand clubhouse.</p>
<p>From the moment you enter through the gates of Bella Collina, youll be greeted with a spectacular sense of arrival. The architecture, the landscaping, the amenities  everything comes together to create a unique living experience unlike any other in Florida. Youll have no trouble calling such a place home.</p>
<p>The vision for Bella Collina is of a place where people can interact with one another. Where owners and members are in fact, friends. In celebrating this sense of community, Bella Collina will offer a number of amenities designed to bring families together. Examples include a championship golf course designed by Nick Faldo, an equestrian center, tennis courts, a resort-style swimming pool and a finely landscaped family activity area with a playground and sports field.</p>
<p>As a member of Bella Collina, youll enjoy Nick Faldo signature golf, private club amenities and an exclusive lifestyle that&#8217;s second to none.</p>
<p>Please visit our online store for more info<br />
http://www.OrlandoRentalsClub.com</p>
<p>Realtor<br />
Daniel E Coombs P.A.<br />
Property Consulting Company</p>
<p>Duration : <b>0:3:49</b></p>
<p><span id="more-675"></span><br />[youtube qOv6CgYeIW8]</p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Tour an Austin Vacation Home Rental</title>
		<link>http://www.excelsiorstreet.com/home-rental-property/tour-an-austin-vacation-home-rental</link>
		<comments>http://www.excelsiorstreet.com/home-rental-property/tour-an-austin-vacation-home-rental#comments</comments>
		<pubDate>Sat, 27 Mar 2010 21:08:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home rental property]]></category>
		<category><![CDATA[austin]]></category>
		<category><![CDATA[destination]]></category>
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		<category><![CDATA[HomeAway]]></category>
		<category><![CDATA[RENT]]></category>
		<category><![CDATA[rental]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[tx]]></category>
		<category><![CDATA[vacation]]></category>

		<guid isPermaLink="false">http://www.excelsiorstreet.com/home-rental-property/tour-an-austin-vacation-home-rental</guid>
		<description><![CDATA[http://www.homeaway.com/vacation-rental/p143208 &#8211; Austin vacation home owner Rusty Irons guides you through her vacation rental in Austin, Texas. See more information and inquire about this property on HomeAway.com.
Duration : 0:3:26
[youtube DNK3v_XBXEw]
]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/DNK3v_XBXEw/2.jpg" align="left">http://www.homeaway.com/vacation-rental/p143208 &#8211; Austin vacation home owner Rusty Irons guides you through her vacation rental in Austin, Texas. See more information and inquire about this property on HomeAway.com.</p>
<p>Duration : <b>0:3:26</b></p>
<p><span id="more-660"></span><br />[youtube DNK3v_XBXEw]</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Building &amp; Renting Real Estate : What to Ask When Preparing to Rent a House</title>
		<link>http://www.excelsiorstreet.com/home-property-rentals/building-renting-real-estate-what-to-ask-when-preparing-to-rent-a-house</link>
		<comments>http://www.excelsiorstreet.com/home-property-rentals/building-renting-real-estate-what-to-ask-when-preparing-to-rent-a-house#comments</comments>
		<pubDate>Sat, 27 Mar 2010 21:08:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home property rentals]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Estate]]></category>
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		<category><![CDATA[houses]]></category>
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		<category><![CDATA[RENT]]></category>
		<category><![CDATA[renting]]></category>

		<guid isPermaLink="false">http://www.excelsiorstreet.com/home-property-rentals/building-renting-real-estate-what-to-ask-when-preparing-to-rent-a-house</guid>
		<description><![CDATA[Prepare to rent a house by asking about the cost of rent and bills, the pet policies of the property and whether the location is convenient. Think about travel time and the cost of gas before renting a house with tips from a real estate broker in this free video on renting a home.
Expert: Penny [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/aiweknPCsVM/2.jpg" align="left">Prepare to rent a house by asking about the cost of rent and bills, the pet policies of the property and whether the location is convenient. Think about travel time and the cost of gas before renting a house with tips from a real estate broker in this free video on renting a home.</p>
<p>Expert: Penny Smith<br />
Contact: www.liveoakgroup.com<br />
Bio: Penny Smith has been in real estate for more than 14 years.<br />
Filmmaker: Reel Media LLC</p>
<p>Duration : <b>0:1:57</b></p>
<p><span id="more-658"></span><br />[youtube aiweknPCsVM]</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Real Estate &amp; Mortgage 1 &#8211; Foreclosure Meltdown Fraud &amp; Scams Dec08 &#8211; First Time Home Buyers</title>
		<link>http://www.excelsiorstreet.com/home-property-values/real-estate-mortgage-1-foreclosure-meltdown-fraud-scams-dec08-first-time-home-buyers</link>
		<comments>http://www.excelsiorstreet.com/home-property-values/real-estate-mortgage-1-foreclosure-meltdown-fraud-scams-dec08-first-time-home-buyers#comments</comments>
		<pubDate>Wed, 24 Mar 2010 23:13:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.excelsiorstreet.com/home-property-values/real-estate-mortgage-1-foreclosure-meltdown-fraud-scams-dec08-first-time-home-buyers</guid>
		<description><![CDATA[Amidst the Real Estate &#38; Mortgage Meltdown; Foreclosure Fraud &#38; Scams; Real Estates Future is Great. First Time Home Buyers, FHA Loans &#38; Seller Paid Closing Costs. Go To http://RealEstateMarketingThisWeek.com
Part 1 (Excerpt)
Forget the doom and gloom, First Time Home Buyers can buy with FHA
Thanks to my very great friend Brett Fallon for taking the time [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/Jzpo4XD-7bE/2.jpg" align="left">Amidst the Real Estate &amp; Mortgage Meltdown; Foreclosure Fraud &amp; Scams; Real Estates Future is Great. First Time Home Buyers, FHA Loans &amp; Seller Paid Closing Costs. Go To http://RealEstateMarketingThisWeek.com</p>
<p>Part 1 (Excerpt)</p>
<p>Forget the doom and gloom, First Time Home Buyers can buy with FHA</p>
<p>Thanks to my very great friend Brett Fallon for taking the time to be here in studio today.  Brett is one of America&#8217;s finest financial advisors.  And of course the infamous Dan Havey.  Now we all love Dan Havey because he was instrumental in getting me into the mortgage industry about 14 years ago.  Most importantly, Dan was instrumental in helping us put together the loan modification hotline and he is the author of Real Estates Future.</p>
<p>So today we have a few things we want discussed in regard to the economy, what&#8217;s happened, were wrapping up the year.  You may have heard about this in the media, of course the media&#8217;s job is to scare you.  Well our job is to tell you the truth.  So Brett you have some data and some information that you wanted to share</p>
<p>Some of the things you hear in the media, you cant escape, its pretty much doom and gloom, sky is falling, this is the next Great Depression.  It&#8217;s over for all of us and we should all just pack up and go.  That kind of stuff is pervasive out there and creates fear and a lot of anxiety amongst people who are either investors, people who are looking to buy a house, looking to refinance a mortgage.  </p>
<p>People dont realize there are certain tools that exist that we will talk about during the course of the show today.  They should understand that some of the things that we discussed prior to today&#8217;s broadcasts were interest rates.  Interest rates are at historic lows.  Money is cheaper right now than it has ever been.  We know the Fed recently reduced the Fed Funds Rate and that is the rate that banks are lending money to one another at.  </p>
<p>Right now that rate is zero.  Historically, that&#8217;s never happened in the United States before.  The Fed&#8217;s idea is to help to unfreeze this credit market and we keep hearing all this talk about how credit markets are still frozen, that the global recession is deepening, there is evidence to the contrary of that.  Some of the moves that the FED is making are working.  We&#8217;re starting to see, and you and I were talking recently about some clients that were helping in terms of refinancing existing mortgages.  Well, if the credit markets are frozen how come we got those loans complete?</p>
<p>Well, that&#8217;s a good point, and you got a call I think it was last Monday or maybe the Monday before, someone called you and asked if there was any money to refinance.  What can I do?  Well the reality of it is there is plenty of money out there for refinances, in some cases there&#8217;s issues with property values.  That&#8217;s why there are different options for those types of people</p>
<p>Well from a buyer&#8217;s perspective, todays property valuation is a good thing, if I&#8217;m a buyer.  Thats a good point too.  People are interested in buying and the huge opportunity today.  This is an unprecedented opportunity in my opinion, both in terms of the dollar and the real estate market.  And for those who understand those dynamics and are willing to entertain the deal, they will be handsomely rewarded.  There is no doubt about it.  </p>
<p>And as we spoke on the last show, home prices in November for Maricopa County show that the median home price is down as low as $160,000 already.  And it reminds me a lot about when I got into the industry, way back in 1989 and the type of financing we had then was FHA and Fannie Mae.  And were back to that again now.  We&#8217;ve got sanity back into the market and home prices have come down.  But right now, it&#8217;s a perfect time, especially for first-time homebuyers or a move up buyer who can buy under the Fannie Mae limit of $417,000.  If you can get into that range, and as we spoke before that 78% of the homes in Maricopa County that sold last month sold for under $250,000.  I think that right now is the time just to get out there and find a house to move your family and children into with an FHA loan.  </p>
<p>Michael, you don&#8217;t have to have exactly perfect credit do you?  You can have a couple of dings if need be, right?  You&#8217;re exactly right, each case has its own merits, every FHA loan is underwritten individually.  There are many cases where collections are okay, there needs to be a explanation.  You dont have to have the 720 plus credit scores like you do for Fannie Mae and Freddie Mac to get the best rates&#8230;</p>
<p>Duration : <b>0:6:10</b></p>
<p><span id="more-633"></span><br />[youtube Jzpo4XD-7bE]</p>
]]></content:encoded>
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		<title>Real Estate &amp; Mortgage Marketing 7 &#8211; Home Loan Modification Dec08  Attorney Negotiated Loan Mod</title>
		<link>http://www.excelsiorstreet.com/home-property-value/real-estate-mortgage-marketing-7-home-loan-modification-dec08-attorney-negotiated-loan-mod</link>
		<comments>http://www.excelsiorstreet.com/home-property-value/real-estate-mortgage-marketing-7-home-loan-modification-dec08-attorney-negotiated-loan-mod#comments</comments>
		<pubDate>Wed, 24 Mar 2010 23:12:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.excelsiorstreet.com/home-property-value/real-estate-mortgage-marketing-7-home-loan-modification-dec08-attorney-negotiated-loan-mod</guid>
		<description><![CDATA[Home Loan Modifications Negotiated by Licensed Attorneys.  Real Estate &#38; Mortgage Laws and Guidelines are Complex. Beware of the Banks Loss Mitigation Department. Go To http://RealEstateMarketingThisWeek.com
Part 7 (Excerpt)
Attorney negotiated loan modification process  Going thru the Legal Door
We have Dan Havey with us talking about loan modifications.  This segment we want to talk [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/Dcj9rMldlok/2.jpg" align="left">Home Loan Modifications Negotiated by Licensed Attorneys.  Real Estate &amp; Mortgage Laws and Guidelines are Complex. Beware of the Banks Loss Mitigation Department. Go To http://RealEstateMarketingThisWeek.com</p>
<p>Part 7 (Excerpt)</p>
<p>Attorney negotiated loan modification process  Going thru the Legal Door</p>
<p>We have Dan Havey with us talking about loan modifications.  This segment we want to talk about the specifics of the actual mechanics of, how does it actually work for the homeowner? Let me just start it off and if you would then explain the back end of how it works.  Our job is to determine where you&#8217;re at now, be very specific about where you&#8217;re at with your mortgage now, what the rate is, what it&#8217;s done, those specifics.  How much you make? We have to help the lender with one thing which is to establish a hardship which is crucial to this.  You can&#8217;t be making half $1 million a year paying $5000 a month in a mortgage, they are not just going to lower your interest rate because you want it.  There actually has to be some sort of change, financial change, hardship.  </p>
<p>We determined that and then there is a significant amount of paperwork involved, Velocity Financial takes care of that for you.  We fill out the paperwork along with your help, review all of the documentation, we then recommend be right loan modification, whether it be an interest rate reduction, or extending the term of your loan, waiving some of the balance that you owe which is very very rare.  To make sure that once we&#8217;re done with this whole process you can sustain and live in that house and be happy forever.</p>
<p>So the process itself really is not that much different than what people went through when they got their loan in the first place.  That is correct and it&#8217;s kind of funny, this has to be exactly the reverse.  There is paperwork that we need to collect on your mortgages, we check the value of the property to see where you&#8217;re at and in most cases youre underwater with the value.  We dont do an appraisal though, there is no credit analysis, we do review your finances, and these sorts of things but essentially it&#8217;s just like doing a loan.  What we&#8217;re trying to determine is exactly what is sustainable for you.</p>
<p>So what we do at the modification hotline at Velocity Financial is to put together the entire package, just like we do for a loan package because we basically send this to a underwriter, theyre not known as an underwriter they&#8217;re known as a loan modification coordinator but at modification hotline we are the first set of eyes.  We work with you directly, getting all the paperwork in, getting it put together because we know exactly what has to be in that file, how it has to be stacked, how it has to be presented, before it goes to the loan modification coordinator who works for the attorney.  </p>
<p>Then once it is at the attorneys office with their modification coordinator, they take a look at it, they make sure that everything is in there, they make sure that it is a doable modification.  This all happens before it is  ever presented to an attorney.</p>
<p>There are a whole lot of steps and there is a lot of paperwork.  The process like you said is very similar to a loan with the exception that there are no costs of the title company and all that other stuff.  Those dont exist, we dont charge an upfront fee, and we do collect a retainer for the attorney.  At some point during our process we make our recommendations and we turn it in.  Then the attorney does their due diligence and thats where I really want you to explain what happens, what are these attorneys looking for?</p>
<p>Well this is where it completely goes off track, versus what a homeowner would do if they were doing their own modification, because they would do everything we just talked about, they would fill out the paperwork, get together tax returns, pay stubs, whatever the lender wanted and they would present all of it to the lender.  Now they probably wouldn&#8217;t know exactly how to stack some of the paperwork, and how to calculate some of the things that we know how to calculate, but they would put all that they work together.  </p>
<p>Where the difference comes in is once it gets to the attorney because the attorney ultimately wants to get you a loan modification but they can&#8217;t just call up the bank and say hey I want loan modification, because he is going to get the same result you did.  So what he has to do is he has to go through the file, and he has to look for things like, I am going to use a bunch of acronyms here, he&#8217;s looking for things like TILA, RESPA, HOEPA, HUD violations, all these different guidelines that the lender was required  to meet while giving you the loan.</p>
<p>Duration : <b>0:6:47</b></p>
<p><span id="more-632"></span><br />[youtube Dcj9rMldlok]</p>
]]></content:encoded>
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		<title>Orlando Rentals Club &#8211; Dr Phillips Luxury Real Estate Pool Home for RENT</title>
		<link>http://www.excelsiorstreet.com/home-property-rentals/orlando-rentals-club-dr-phillips-luxury-real-estate-pool-home-for-rent</link>
		<comments>http://www.excelsiorstreet.com/home-property-rentals/orlando-rentals-club-dr-phillips-luxury-real-estate-pool-home-for-rent#comments</comments>
		<pubDate>Thu, 18 Mar 2010 19:28:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.excelsiorstreet.com/home-property-rentals/orlando-rentals-club-dr-phillips-luxury-real-estate-pool-home-for-rent</guid>
		<description><![CDATA[http://www.OrlandoRentalsClub.com/
Park Springs Circle Orlando Florida 32835
Park Springs Community Luxury Home for RENT to learn more please visit our website. Orlando Rentals Property Management Company currently offers over 70 homes for rent. Luxury Home in Park Springs Community Home for rent at $ call per month. This Executive location offers lakefront lots with nearby boat ramp [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/v6kOKdSBCuI/2.jpg" align="left">http://www.OrlandoRentalsClub.com/</p>
<p>Park Springs Circle Orlando Florida 32835<br />
Park Springs Community Luxury Home for RENT to learn more please visit our website. Orlando Rentals Property Management Company currently offers over 70 homes for rent. Luxury Home in Park Springs Community Home for rent at $ call per month. This Executive location offers lakefront lots with nearby boat ramp and private pool &#8230; movie theaters media rooms custom pools</p>
<p>Located in Dr Phillips and Metrowest and Near By Windermere Town.</p>
<p>Windermere was established in 1889, and works hard to retain a small town feel. It was once the hometown of famous professional golfer Tiger Woods. However, many celebrities such as Woods actually live in the Isleworth gated community/subdivision which is actually outside the city limits of Windermere but utilize the Windermere mailing address Transportation Windermere is located in a narrow place between several lakes in the Lake Butler chain. As such, it is on the shortest road route between the east and west sides of the chain. This property is located in Dr Phillips and is very close to the city of Windermere and great boating&#8230;</p>
<p>Orlando Rentals is a long-term property management company. The areas of business we service include Lake Buena Vista, Downtown Orlando, Lake Nona, Orlando, and Kissimmee. Our services cover property management, absentee owner preventive maintenance, tenant placement, tenant management, and sales.</p>
<p>Orlando Rentals attracts qualified tenants who are in search of houses, condos, and town homes for long term leasing.</p>
<p>The online rental inventory is updated daily so prospective tenants can find the perfect home that satisfies their needs. We provide detailed descriptions and quality photos of featured properties to better serve our tenants. We have many types of housing available immediately, including furnished and unfurnished luxury homes featuring heated pools, hot tubs, gated or guarded communities, single family detached homes, newly constructed houses, golf course homes, and upscale condos. When you need the right place to live, you choose Orlando Rentals!</p>
<p>Please visit our online store for more info<br />
http://www.OrlandoRentalsClub.com</p>
<p>Realtor<br />
Daniel E Coombs P.A.<br />
Property Consulting Company</p>
<p>Duration : <b>0:2:21</b></p>
<p><span id="more-594"></span><br />[youtube v6kOKdSBCuI]</p>
]]></content:encoded>
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		<title>UK Property Homes For Sale or Rent</title>
		<link>http://www.excelsiorstreet.com/homes-property/uk-property-homes-for-sale-or-rent</link>
		<comments>http://www.excelsiorstreet.com/homes-property/uk-property-homes-for-sale-or-rent#comments</comments>
		<pubDate>Mon, 15 Mar 2010 20:31:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.excelsiorstreet.com/homes-property/uk-property-homes-for-sale-or-rent</guid>
		<description><![CDATA[PublicAngel &#8211; UK property for sale or rent
Ideal for buyers, sellers, landlords, tenants, estate agents and letting agents.
Useful info for investment, commercial, auctions, international, mortgage and insurance services
Duration : 0:3:1
[youtube GE7rrzSCt1g]
]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/GE7rrzSCt1g/2.jpg" align="left">PublicAngel &#8211; UK property for sale or rent<br />
Ideal for buyers, sellers, landlords, tenants, estate agents and letting agents.<br />
Useful info for investment, commercial, auctions, international, mortgage and insurance services</p>
<p>Duration : <b>0:3:1</b></p>
<p><span id="more-573"></span><br />[youtube GE7rrzSCt1g]</p>
]]></content:encoded>
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